(one) Standard prerequisite. A creditor shall not generate a loan That could be a coated transaction Until the creditor makes a reasonable and good religion dedication at or ahead of consummation that The patron could have an inexpensive ability to repay the loan In accordance with its phrases.Yearly, the consumer's cash flow comes throughout only
) additional describes that, beneath these instances, the seasoning period consists of the time period through the date on which the initial periodic payment was thanks following origination in the covered transaction to the start of the momentary payment accommodation and a further period right away following the momentary payment accommodation en
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